How does Rent to Own Work?

First off, we want to congratulate you in taking the first step towards homeownership! Obtaining a Rent to Own property provides our clients another option when selecting how they want to purchase their new home.

Typically people use the "rent to own" option for two reasons:

1. People want to live in the house for a period of time (outlined by the contract usually 1-3 years) with an option to purchase to decide if the house is right for them.
2. Due to poor credit scores, they are unable to purchase the home so they enter into a contract with the homeowner to work on their credit and have an option to purchase at the end of the contract.

Keep in mind, Rent to Own programs are basically a rental/lease to own program that provides the option to buy in the contract.

Unlike purchasing a home, you do not need to have a minimum credit score to be accepted into a program. However, the landlord/seller of the property you are interested in will have the option to approve you at their own discretion.

This program offers our customers the option to work on their financial situation, increase their credit scores to obtain the best interest rate all while living in their dream home!

Happy Hunting and Congratulations on taking the first step to home ownership!